비즈레이팅 소개 - 기업신용평가 당일발급 / 등급상담

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비즈레이팅 기업신용평가 서비스

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기업신용평가 서비스는 기업의 신용평가를 통해 등급으로 산정하기 위해 산업분석, 사업분석 및 재무분석을 바탕으로 의뢰업체의 상거래신용능력을 등급으로 제시, 전송하는 서비스와 이를 바탕으로 한 부가서비스를 통칭합니다.
전문적인 평가 인력이 분석한 신용정보를 바탕으로 공공기관 및 민간기업 입찰에 필요한 신용평가를 통해 신속하게 기업신용등급을 제공해 드립니다.
기업신용평가 서비스 안내 바로가기

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공공기관 입찰용 신용평가등급확인서

[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” user_select=”” awb-switch-editor-focus=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” disable_idd=”no” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” width_medium=”” width_small=”” width=”” min_width_medium=”” min_width_small=”” min_width=”” max_width_medium=”” max_width_small=”” max_width=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” text_color=”” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]

조달청 나라장터, 지자체 및 공공기관에서 시행하는 입찰에 참여를 원하는 기업이 신청하는 서비스

적격 심사 및 계약이행능력 심사에 필요한 신용평가등급확인서를 발급합니다.
기업신용평가 완료 시 기업의 신용평가등급은 조달청 전자조달시스템으로 전송되며 유효기간 동안 재 출력이 가능합니다.

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민간기업 제출용 기업신용평가보고서

대기업의 협력업체 등록 및 입찰 참여를 원하는 기업이 신청하는 서비스

기업신용평가보고서는 기업신용등급, 현금흐름등급, 기업현황 등으로 구성되어 있으며, 전반적인 기업의 정보를 제공하고 있습니다.
평가 완료 후 SCI평가정보(주)와 협약을 맺은 기업으로 제출 가능하며 유효기간 동안 재출력이 가능합니다.

공동주택 / 아파트 제출용 기업신용평가

공동주택/아파트 관리사무소에서 발주한 입찰에 참여를 원하는 기업이 신청하는 서비스

* 2013년 10월부터 아파트 입찰에 적격심사제가 시행됨(국토부 고시 제 2012-885호)에 따라 주택관리업자(용역, 공사 등) 선정 시 신용평가서 제출이 의무화되었습니다.

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animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]

금융기관 제출용 기업신용평가

[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” user_select=”” awb-switch-editor-focus=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” disable_idd=”no” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” width_medium=”” width_small=”” width=”” min_width_medium=”” min_width_small=”” min_width=”” max_width_medium=”” max_width_small=”” max_width=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” text_color=”” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]

당좌거래용 기업신용평가

은행 어음 거래를 원하는 기업이 신규 당좌개설 혹은 당좌거래 사후관리를 위해 신청하는 서비스

여신참고용 기업신용평가

금융기관으로부터 대출 등 여신을 제공받기 위하여 제출하는 신용평가 서비스

자사확인용 기업신용평가 서비스

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당사 비즈레이팅 서비스는 자산의 가치, 기술력 및 기타 경쟁력의 정밀 분석이 필요한 기업에게 상세 기업분석, 기업 실태 조사를 통한 심도 있는 평가 및 정밀 신용분석 보고서를 제공합니다.

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지속가능경영(ESG)평가

[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” user_select=”” awb-switch-editor-focus=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” disable_idd=”no” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” width_medium=”” width_small=”” width=”” min_width_medium=”” min_width_small=”” min_width=”” max_width_medium=”” max_width_small=”” max_width=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” text_color=”” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]

대기업의 협력업체 등록 및 입찰참여를 원하는 기업이 신청하는 서비스

기업의 지속가능성에 대해 비재무성과를 통해 측정하는 서비스로 중소기업에 적합한 평가 모델을 제공합니다.
환경, 사회, 지배구조 분야를 심사하여 ESG종합등급확인서를 제공합니다.
ESG등급 확인서는 유효기간 동안 재출력이 가능합니다.

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대표자신용확인서

[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” user_select=”” awb-switch-editor-focus=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” disable_idd=”no” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” width_medium=”” width_small=”” width=”” min_width_medium=”” min_width_small=”” min_width=”” max_width_medium=”” max_width_small=”” max_width=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” text_color=”” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]

대표자의 신용상태에 대해 종합적으로 평가하여 신용등급 및 점수를 산출하는 서비스

*당사의 비즈레이팅 종합신용관리 서비스인 사이렌24와 연계되어 자동으로 산출되는 등급으로 별도의 제출 자료 없이 간편하게 이용하실 수 있습니다.

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안전보건평가

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재해 예방을 위한 안전보건 체계 및 성과 수준을 측정하는 서비스

건설업 및 제조업에 적합하며 안전보건 경영∙활동∙실적을 심사하여 안전보건평가 등급확인서를 제공합니다.
안전보건평가등급확인서는 유효기간 동안 재출력이 가능합니다.

반기신용검토보고서

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민간기업 제출용 기업신용평가를 완료한 업체에 한해 추가 신청 가능한 서비스입니다.
등급 유효기한 내 발생할 수 있는 주요 위험 요인들에 대한 점검과 변동 내역을 반영하여 보고서 형태로 발급합니다.

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부가서비스

[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” user_select=”” awb-switch-editor-focus=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” disable_idd=”no” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” width_medium=”” width_small=”” width=”” min_width_medium=”” min_width_small=”” min_width=”” max_width_medium=”” max_width_small=”” max_width=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” text_color=”” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]

비즈레이팅 공공기관 입찰용 기업신용평가 또는 민간기업 제출용 기업신용평가보고서를 발급 받은 업체에 한하여 평가 완료 후 유효기한 내에 현금흐름등급 확인서와 영문 등급서를 발급합니다.

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linear_angle=”180″ accent_hover_color=”#000000″ accent_color=”#ffffff” type=”” bevel_color=”” bevel_color_hover=”” border_top=”” border_right=”” border_bottom=”” border_left=”” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” border_hover_color=”var(–awb-custom18)” border_color=”var(–awb-custom18)” size=”small” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” fusion_font_family_button_font=”” fusion_font_variant_button_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” stretch=”default” margin_top=”10″ margin_right=”” margin_bottom=”” margin_left=”” icon=”” hover_icon=”” icon_position=”left” icon_divider=”no” hover_transition=”none” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=””]현금흐름등급 정의[/fusion_button][/fusion_builder_column_inner][fusion_builder_column_inner type=”1_2″ layout=”1_2″ align_self=”auto” 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animation_speed=”0.3″ animation_delay=”0″ last=”true” border_position=”all” element_content=”” first=”false” margin_bottom=”0px” padding_bottom=”0px” padding_left=”0px” spacing_left=”0″ type_small=”1_2″ type_medium=”1_2″ spacing_left_small=”0″ min_height=”” link=””][fusion_button link=”https://www.scil.co.kr/files/sample_CashFlowReport.pdf” enable_hover_text_icon=”no” hover_text=”” title=”” target=”lightbox” link_attributes=”” aria_role_button=”0″ alignment_medium=”” alignment_small=”” alignment=”” modal=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” color=”custom” button_gradient_top_color_hover=”#5aabd6″ hue=”” saturation=”” lightness=”” alpha=”” button_gradient_top_color=”var(–awb-custom18)” button_gradient_bottom_color_hover=”#5aabd6″ button_gradient_bottom_color=”var(–awb-custom18)” gradient_start_position=”” gradient_end_position=”” gradient_type=”” radial_direction=”” linear_angle=”180″ accent_hover_color=”#000000″ accent_color=”#ffffff” type=”” bevel_color=”” bevel_color_hover=”” border_top=”” border_right=”5″ border_bottom=”” border_left=”5″ border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” border_hover_color=”var(–awb-custom18)” border_color=”var(–awb-custom18)” size=”small” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” fusion_font_family_button_font=”” fusion_font_variant_button_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” stretch=”default” margin_top=”10″ margin_right=”” margin_bottom=”” margin_left=”” icon=”” hover_icon=”” icon_position=”left” icon_divider=”no” hover_transition=”none” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=””]현금흐름등급 확인서 샘플[/fusion_button][/fusion_builder_column_inner][/fusion_builder_row_inner][fusion_builder_row_inner][fusion_builder_column_inner type=”1_2″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”flex-start” valign_content=”flex-start” content_wrap=”wrap” center_content=”no” column_tag=”div” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” order_medium=”0″ order_small=”0″ hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ lazy_load=”avada” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” background_slider_skip_lazy_loading=”no” background_slider_loop=”yes” background_slider_pause_on_hover=”no” background_slider_slideshow_speed=”5000″ background_slider_animation=”fade” background_slider_direction=”up” background_slider_animation_speed=”800″ sticky=”off” sticky_devices=”small-visibility,medium-visibility,large-visibility” absolute=”off” filter_type=”regular” filter_hover_element=”self” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ transform_type=”regular” transform_hover_element=”self” transform_scale_x=”1″ transform_scale_y=”1″ transform_translate_x=”0″ transform_translate_y=”0″ transform_rotate=”0″ transform_skew_x=”0″ transform_skew_y=”0″ transform_scale_x_hover=”1″ transform_scale_y_hover=”1″ transform_translate_x_hover=”0″ transform_translate_y_hover=”0″ transform_rotate_hover=”0″ transform_skew_x_hover=”0″ transform_skew_y_hover=”0″ transition_duration=”300″ transition_easing=”ease” scroll_motion_devices=”small-visibility,medium-visibility,large-visibility” animation_direction=”left” animation_speed=”0.3″ animation_delay=”0″ last=”false” border_position=”all” first=”true” margin_bottom=”0px” type_small=”1_2″ type_medium=”1_2″ min_height=”” link=””][fusion_button link=”https://www.scil.co.kr/files/sample_EngReport.pdf” enable_hover_text_icon=”no” hover_text=”” title=”” target=”lightbox” link_attributes=”” aria_role_button=”0″ alignment_medium=”” alignment_small=”” alignment=”” modal=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” color=”custom” button_gradient_top_color_hover=”#5aabd6″ hue=”” saturation=”” lightness=”” alpha=”” button_gradient_top_color=”var(–awb-custom18)” button_gradient_bottom_color_hover=”#5aabd6″ button_gradient_bottom_color=”var(–awb-custom18)” gradient_start_position=”” gradient_end_position=”” gradient_type=”” radial_direction=”” linear_angle=”180″ accent_hover_color=”#000000″ accent_color=”#ffffff” type=”” bevel_color=”” bevel_color_hover=”” border_top=”” border_right=”” border_bottom=”” border_left=”” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” border_hover_color=”var(–awb-custom18)” border_color=”var(–awb-custom18)” size=”small” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” fusion_font_family_button_font=”” fusion_font_variant_button_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” stretch=”default” margin_top=”10″ margin_right=”” margin_bottom=”” margin_left=”” icon=”” hover_icon=”” icon_position=”left” icon_divider=”no” hover_transition=”none” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=””]공공용 영문 등급확인서 샘플[/fusion_button][/fusion_builder_column_inner][fusion_builder_column_inner type=”1_2″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”flex-start” valign_content=”flex-start” content_wrap=”wrap” center_content=”no” column_tag=”div” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” order_medium=”0″ order_small=”0″ hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ lazy_load=”avada” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” background_slider_skip_lazy_loading=”no” background_slider_loop=”yes” background_slider_pause_on_hover=”no” background_slider_slideshow_speed=”5000″ background_slider_animation=”fade” background_slider_direction=”up” background_slider_animation_speed=”800″ sticky=”off” sticky_devices=”small-visibility,medium-visibility,large-visibility” absolute=”off” 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animation_speed=”0.3″ animation_delay=”0″ last=”true” border_position=”all” first=”false” margin_bottom=”0px” margin_top=”0px” spacing_left=”0″ type_small=”1_2″ type_medium=”1_2″ spacing_left_small=”0″ min_height=”” link=””][fusion_button link=”https://www.scil.co.kr/files/sample_EngReport2.pdf” enable_hover_text_icon=”no” hover_text=”” title=”” target=”lightbox” link_attributes=”” aria_role_button=”0″ alignment_medium=”” alignment_small=”” alignment=”” modal=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” color=”custom” button_gradient_top_color_hover=”#5aabd6″ hue=”” saturation=”” lightness=”” alpha=”” button_gradient_top_color=”var(–awb-custom18)” button_gradient_bottom_color_hover=”#5aabd6″ button_gradient_bottom_color=”var(–awb-custom18)” gradient_start_position=”” gradient_end_position=”” gradient_type=”” radial_direction=”” linear_angle=”180″ accent_hover_color=”#000000″ accent_color=”#ffffff” type=”” bevel_color=”” bevel_color_hover=”” border_top=”” border_right=”5″ border_bottom=”” border_left=”5″ border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” border_hover_color=”var(–awb-custom18)” border_color=”var(–awb-custom18)” size=”small” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” fusion_font_family_button_font=”” fusion_font_variant_button_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” stretch=”default” margin_top=”10″ margin_right=”” margin_bottom=”” margin_left=”” icon=”” hover_icon=”” icon_position=”left” icon_divider=”no” hover_transition=”none” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=””]민간용 영문 등급확인서 샘플[/fusion_button][/fusion_builder_column_inner][/fusion_builder_row_inner][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container type=”flex” 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radial_direction=”center center” linear_angle=”180″ style_type=”none” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]

건설현황보고서

[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” user_select=”” awb-switch-editor-focus=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” disable_idd=”no” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” width_medium=”” width_small=”” width=”” min_width_medium=”” min_width_small=”” min_width=”” max_width_medium=”” max_width_small=”” max_width=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” text_color=”” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]

건설업종 기업의 공사 실적 자료를 바탕으로 최근 3개년 시공능력 추이, 공사실적 내역, 기술자 및 산업재산권 보유현황 등을 포함한 보고서 형태로 발급됩니다.

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채권자산분석보고서

[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” user_select=”” awb-switch-editor-focus=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” disable_idd=”no” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” width_medium=”” width_small=”” width=”” min_width_medium=”” min_width_small=”” min_width=”” max_width_medium=”” max_width_small=”” max_width=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” text_color=”” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]

매출채권 또는 대여금의 회수 여부 및 가능성 등 보유채권의 질적 수준을 분석한 보고서를 제공합니다.

[/fusion_text][fusion_button link=”https://www.scil.co.kr/files/asset-report.pdf” enable_hover_text_icon=”no” hover_text=”” title=”” target=”lightbox” link_attributes=”” aria_role_button=”0″ alignment_medium=”” alignment_small=”” alignment=”” modal=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” color=”custom” button_gradient_top_color_hover=”#5aabd6″ hue=”” saturation=”” lightness=”” alpha=”” button_gradient_top_color=”var(–awb-custom18)” button_gradient_bottom_color_hover=”#5aabd6″ button_gradient_bottom_color=”var(–awb-custom18)” gradient_start_position=”” gradient_end_position=”” gradient_type=”” radial_direction=”” linear_angle=”180″ accent_hover_color=”#000000″ accent_color=”#ffffff” type=”” bevel_color=”” bevel_color_hover=”” border_top=”” border_right=”” border_bottom=”” border_left=”” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” border_hover_color=”var(–awb-custom18)” border_color=”var(–awb-custom18)” size=”small” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” fusion_font_family_button_font=”” fusion_font_variant_button_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” stretch=”default” margin_top=”10″ margin_right=”” margin_bottom=”” margin_left=”” icon=”” hover_icon=”” icon_position=”left” icon_divider=”no” hover_transition=”none” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=””]채권자산분석보고서 샘플[/fusion_button][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container hundred_percent=”no” hundred_percent_height=”no” hundred_percent_height_scroll=”no” hundred_percent_height_center_content=”yes” equal_height_columns=”no” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” status=”published” border_style=”solid” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_position=”center center” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_blend_mode=”none” video_aspect_ratio=”16:9″ video_loop=”yes” video_mute=”yes” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ type=”flex” admin_toggled=”no”][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ align_self=”auto” content_layout=”column” align_content=”flex-start” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” order_medium=”0″ order_small=”0″ margin_top=”0″ hover_type=”none” border_sizes_top=”0″ border_sizes_right=”0″ border_sizes_bottom=”0″ border_sizes_left=”0″ border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_direction=”left” animation_speed=”0.3″ filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” border_position=”all” first=”true” min_height=”” link=””][fusion_modal name=”cashinfo” size=”large” background=”#ffffff” border_color=”#ffffff” show_footer=”no”]

현금흐름등급 정의

현금흐름등급	등급정의
CR-1	현금흐름창출능력이 최상이며, 안정성 역시 우수한 상태임
CR-2	현금흐름창출능력은 우수하나, 안정성은 상위등급에 비해 다소 열위한 상태임
CR-3	현금흐름창출능력은 양호하나, 장래환경 악화 시 안정성이 다소 저하될 가능성이 존재함
CR-4	현금흐름창출능력은 보통으로 장래환경 악화 시 현금흐름이 저하될 가능성이 존재함
CR-5	현금흐름창출능력이 낮거나 총차입금 대비 현금 창출액이 적어 현금지급불능 가능성이 높음
CR-6	현금흐름창출능력이 거의 없거나 총차입금 대비 현금 창출액이 매우 적어 현금지급불능 가능성이 매우 높음
NF	재무정보가 불충분하거나 재무제표의 신뢰성이 낮아 판정 불가함
NR	결산일 기준 2개년 미만의 현금흐름 산출로 판정 보류함

[/fusion_modal][fusion_modal name=”goinfo” size=”large” background=”#ffffff” border_color=”#ffffff” show_footer=”no”]

공공기관 / 민간기업 / 공동주택 제출용 기업신용평가등급 정의

기업신용평가등급	등급정의
AAA	전반적인 신용도가 매우 우수하며, 장래 환경변화에 대한 안정성이 매우 높은 수준임.
AA	전반적인 신용도가 우수하며, 장래 환경변화에 대한 안정성이 높은 수준임.
A	전반적인 신용도가 우수하나, 장래 환경변화에 대한 안정성이 상위 등급보다는 열위한 수준임.
BBB	전반적인 신용도가 양호한 수준이나, 장래 환경변화에 대한 안정성 면에서 다소 불안한 요소가 있음.
BB	신용도에 문제는 없으나, 장래 환경변화에 대한 안정성 면에서 불안한 요소가 있음.
B	단기적인 신용도에 문제는 없으나, 장래 환경변화에 대한 안정성은 낮은 편임.
CCC	신용도가 의문시되며, 채무불이행 가능성이 있음.
CC	신용상 위험요소가 많아 채무불이행 가능성이 높음.
C	채무불이행 가능성이 매우 높으며, 신용상태가 불량함.
D	채무불이행 상태임.

[/fusion_modal][fusion_modal name=”esginfo” size=”large” background=”#ffffff” border_color=”#ffffff” show_footer=”no”]

지속가능경영(ESG)평가용 등급 정의

ESG평가등급	등급정의
ESG1	지속가능경영을 위한 환경∙사회∙지배구조 체계 및 성과가 매우 우수한 수준임.
ESG2	지속가능경영을 위한 환경∙사회∙지배구조 체계 및 성과가 우수한 수준임.
ESG3	지속가능경영을 위한 환경∙사회∙지배구조 체계 및 성과가 양호한 수준임.
ESG4	지속가능경영을 위한 환경∙사회∙지배구조 체계 및 성과가 보통 수준임.
ESG5	지속가능경영을 위한 환경∙사회∙지배구조 체계 및 성과가 다소 미흡한 수준임.
ESG6	지속가능경영을 위한 환경∙사회∙지배구조 체계 및 성과가 미흡한 수준임.
ESG7	지속가능경영을 위한 환경∙사회∙지배구조 체계 및 성과가 매우 미흡한 수준임.

[/fusion_modal][fusion_modal name=”safeinfo” size=”large” background=”#ffffff” border_color=”#ffffff” show_footer=”no”]

안전보건평가 등급 정의

안전보건평가등급	등급정의
SH1	재해예방을 위한 안전보건 체계 및 성과가 매우 우수한 수준임.
SH2	재해예방을 위한 안전보건 체계 및 성과가 우수한 수준임.
SH3	재해예방을 위한 안전보건 체계 및 성과가 양호한 수준임.
SH4	재해예방을 위한 안전보건 체계 및 성과가 보통 수준임.
SH5	재해예방을 위한 안전보건 체계 및 성과가 다소 미흡한 수준임.
SH6	재해예방을 위한 안전보건 체계 및 성과가 미흡한 수준임.
SH7	재해예방을 위한 안전보건 체계 및 성과가 매우 미흡한 수준임.

[/fusion_modal][fusion_modal name=”loaninfo” size=”large” background=”#ffffff” border_color=”#ffffff” show_footer=”no”]

당좌거래용등급 정의

당좌평가등급	등급정의
CA-1	당좌거래를 위한 신용능력이 초우량한 기업.
CA-2	당좌거래를 위한 신용능력이 매우 우량하며, 환경변화에 대하여 적절한 대처가 가능한 기업.
CA-3	당좌거래를 위한 신용능력이 우량하며 환경변화에 대한 대처능력이 제한적인 기업.
CA-4	당좌거래를 위한 신용능력이 양호하나, 경제여건 및 환경악화에 따라 거래안정성의 저하 가능성이 있는 기업.
CA-5	당좌거래를 위한 신용능력이 다소 부족하며, 경제여건 및 환경악화에 따라 거래안정성의 저하가 우려되는 기업.
CA-6	당좌거래를 위한 신용능력이 부족하며, 경제여건 및 환경악화에 따라 거래안정성의 저하 가능성이 높은 기업.
CA-7	당좌거래를 위한 신용능력이 불량한 기업.
CA-8	부도가능성이 높은 기업.
CA-9	부도가능성이 매우 높은 기업.
CA-10	현재 채무불이행 상태에 있거나 이에 준하는 상태에 있는 기업.
NR	자료 불충분, 등급취소 등의 사유로 판단보류.

[/fusion_modal][fusion_modal name=”loaninfo2″ size=”large” background=”#ffffff” border_color=”#ffffff” show_footer=”no”]

여신참고용등급 정의

기업신용평가등급	등급정의
AAA	전반적인 신용도가 매우 우수하며, 장래 환경변화에 대한 안정성이 매우 높은 수준임.
AA	전반적인 신용도가 우수하며, 장래 환경변화에 대한 안정성이 높은 수준임.
A	전반적인 신용도가 우수하나, 장래 환경변화에 대한 안정성이 상위 등급보다는 열위한 수준임.
BBB	전반적인 신용도가 양호한 수준이나, 장래 환경변화에 대한 안정성 면에서 다소 불안한 요소가 있음.
BB	신용도에 문제는 없으나, 장래 환경변화에 대한 안정성 면에서 불안한 요소가 있음.
B	단기적인 신용도에 문제는 없으나, 장래 환경변화에 대한 안정성은 낮은 편임.
CCC	신용도가 의문시되며, 채무불이행 가능성이 있음.
CC	신용상 위험요소가 많아 채무불이행 가능성이 높음.
C	채무불이행 가능성이 매우 높으며, 신용상태가 불량함.
D	채무불이행 상태임.

[/fusion_modal][fusion_modal name=”rating_sample” size=”large” background=”#ffffff” border_color=”#ffffff” show_footer=”no”]

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